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$465K · 2 bed Condo Apartment · Unit 510, 495 Highway 8 N/A, Hamilton, Ontario L8G 5E1 | HomeSearchCanada

$464,900

Unit 510

52 DOM

2252d

Map

DOM 52

$464,900

DOM52days

Unit 510

495 Highway 8 N/A · Hamilton · Ontario L8G 5E1

MLS® X13565472 · Stoney Creek · L8G 5E1

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement52d$423/ft²$2,945 tax/yrBuilt 198541 yrs oldNo basement

52 days on market

About this home

Welcome to this spacious 2 bed, 2 bathroom condo at The Renaissance in Stoney Creek with stunning north-facing views of Lake Ontario and the Toronto skyline. Large windows provide picturesque views and abundant natural light. Primary bedroom includes a 4-piece ensuite bathroom, and two closets. Through the French doors, enjoy the sunroom, perfect for relaxation or to use as a den/office. Amenities include a party room, library, workshop, shuffleboard/billiards room, squash court, gym, change roo…

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Property details

MLS#: X13565472
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RM4

Condo corp #: 175
Balcony: None
Locker: Owned
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Heat Included, Hydro Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Dewitt & Hwy 8
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: KELLER WILLIAMS EDGE REALTY

Source: TRREB/PROPTX · MLS® X13565472

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$465K

Unit 510 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $464,900✓ $2,945 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,647/mo

incl. closing costs (yr 1)

Annual total

$55,764

year 1

Mortgage only

$1,764/mo

principal + interest

Beyond mortgage

$1,944/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$84/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $21,164/yr

Property taxes16% $8,718/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,649/yr

Condo fees22% $12,072/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,164	$1,764/mo
Government & taxes
Property tax	$2,945	$245/mo
Land transfer tax(closing)	$5,773	$481/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,649	$387/mo
Condo fees
Condo / HOA fees	$12,072	$1,006/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,764	$4,647/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 510

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs