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$680K · 3 bed Condo Townhouse · Unit 3, 1 St. John's Drive, Middlesex Centre, Ontario N0M 1C0 | HomeSearchCanada

$679,900

Unit 3

52 DOM

3352d

Map

DOM 52

$679,900

DOM52days

Unit 3

1 St. John's Drive · Middlesex Centre · Ontario N0M 1C0

MLS® X13565118 · Arva · N0M 1C0

33OwnerOccupied1200-1399 ft²Condo Townhouse2-car AttachedFinished, Full52d$523/ft²$3,918 tax/yrBuilt 200323 yrs oldFinished, Full

52 days on market

About this home

Welcome to this beautifully maintained one-floor townhouse condominium in the sought-after community of Arva, just minutes north of Masonville. Offering the perfect blend of comfort, convenience, and low-maintenance living, this spacious home features 3 bedrooms, 3 full bathrooms, and an attached double-car garage. The bright, open-concept main floor showcases beautiful hardwood flooring throughout the principal living areas, creating a warm and inviting atmosphere. The main level offers two bed…

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Property details

MLS#: X13565118
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Shingles
Foundation: Poured Concrete

Condo corp #: 618
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck, Porch, Landscaped
Fronting on: —
Cross street: Richmond & St Johns
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: BLUE FOREST REALTY INC.

Source: TRREB/PROPTX · MLS® X13565118

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$680K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,900✓ $3,918 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,615/mo

incl. closing costs (yr 1)

Annual total

$67,382

year 1

Mortgage only

$2,579/mo

principal + interest

Beyond mortgage

$1,738/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$327/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $30,952/yr

Property taxes21% $13,991/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,799/yr

Condo fees7% $4,980/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,952	$2,579/mo
Government & taxes
Property tax	$3,918	$327/mo
Land transfer tax(closing)	$10,073	$839/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,799	$567/mo
Condo fees
Condo / HOA fees	$4,980	$415/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,382	$5,615/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs