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$440K · 2 bed Condo Apartment · Unit 81801, 158 King Street, Waterloo, Ontario N2J 2Y2 | HomeSearchCanada

$440,000

Unit 81801

9 DOM

229d

Map

DOM 9

$440,000

DOM9days

Unit 81801

158 King Street · Waterloo · Ontario N2J 2Y2

MLS® X13563494 · N2J 2Y2

22TenantOccupied600-699 ft²Condo ApartmentNoneNo basement9d$677/ft²$3,581 tax/yrNo basement

9 days on market

About this home

Discover this bright and spacious 1-bedroom plus den, 2-bathroom suite offering approximately 600-699 sq. ft. of thoughtfully designed living space. Located on the 18th floor, this contemporary condo features an open-concept layout, floor-to-ceiling windows, and an abundance of natural light throughout.The versatile den is ideal for a home office, study, or guest space, while the two full bathrooms provide added comfort and convenience. The modern kitchen seamlessly flows into the living and din…

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Property details

MLS#: X13563494
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 657
Balcony: None
Locker: Owned
Fees include: CAC Included, Common Elements Included, Heat Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: King St N / University Ave
Stories: 18
Utilities: —
Laundry: Laundry Room
Interior: None
Parking features: None, Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: MANORLEAD GROUP INC.

Source: TRREB/PROPTX · MLS® X13563494

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$440K

Unit 81801 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $440,000✓ $3,581 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,185/mo

incl. closing costs (yr 1)

Annual total

$50,222

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,618/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$298/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $20,031/yr

Property taxes18% $8,856/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,400/yr

Condo fees12% $6,276/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,031	$1,669/mo
Government & taxes
Property tax	$3,581	$298/mo
Land transfer tax(closing)	$5,275	$440/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,400	$367/mo
Condo fees
Condo / HOA fees	$6,276	$523/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,222	$4,185/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 81801

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs