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$530K · 2 bed Co-op Apartment · Monck (Muskoka Lakes), Muskoka Lakes | MyPropertyScout

$529,900

Unit BHVA102

7 DOM

227d

Map

DOM 7

Waterfront

$529,900

DOM7days

Unit BHVA102

1869 Muskoka 118 Road · Muskoka Lakes · Ontario P1L 1W8

MLS® X13562238 · Monck (Muskoka Lakes) · P1L 1W8

22OwnerOccupied800-899 ft²Co-op ApartmentNoneNo basement7d$624/ft²$6,122 tax/yrBuilt 20233 yrs oldNo basement

7 days on market

About this home

Escape to the ultimate Muskoka sanctuary. This impeccably appointed residence at the prestigious Touchstone Resort offers a rare opportunity to own a piece of paradise on the pristine shores of Lake Muskoka. Designed for those who value refined, effortless living, this property seamlessly blends sophisticated design with the rugged beauty of the Canadian shield.The interior showcases an open-concept layout flooded with natural light, featuring high-end finishes and a cozy stone fireplace, creati…

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Property details

MLS#: X13562238
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Co-op Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: C

Waterfront: Yes
Water body: Lake Muskoka

Condo corp #: 90
Balcony: None
Locker: Owned
Association amenities: Club House, Communal Waterfront Area, Guest Suites, Exercise Room, BBQs Allowed, Concierge
Fees include: Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Other
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Exterior: Stone, Wood
Fronting on: —
Cross street: Muskoka Road 118 West
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX CROSSTOWN REALTY INC.

Source: TRREB/PROPTX · MLS® X13562238

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$530K

Unit BHVA102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $6,122 tax✓ Propane✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,440/mo

incl. closing costs (yr 1)

Annual total

$53,277

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$1,382/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$510/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $24,123/yr

Property taxes25% $13,195/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,299/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$6,122	$510/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,277	$4,440/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit BHVA102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs