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$489K · 1 bed Condo Apartment · Unit 104, South Hill, 332 Gosling Gardens, Guelph, Ontario N1L 0P8 | HomeSearchCanada

$489,000

Unit 104

54 DOM

1154d

Map

DOM 54

$489,000

DOM54days

Unit 104

South Hill · 332 Gosling Gardens · Guelph · Ontario N1L 0P8

MLS® X13557558 · Clairfields/Hanlon Business Park · N1L 0P8

11OwnerOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement54d$652/ft²$4,080 tax/yrBuilt 20188 yrs oldNo basement

54 days on market

About this home

Set in Guelph's south end, 104-332 Gosling Gardens offers a low-maintenance lifestyle close to daily conveniences. Restaurants, cafés, grocery options,Galaxy Cinemas,GoodLife Fitness, and Springfield Golf & Country Club are nearby for shopping,dining, fitness and recreation. The building offers secure entry, visitor parking, two high-speed elevators, centralized water softening, and an emergency generator. Residents also enjoy a fitness room, party room lounge, outdoor terrace with BBQ/dining s…

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Property details

MLS#: X13557558
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RH7 (PA)

Property features: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, Golf

Building name: South Hill
Condo corp #: 271
Balcony: Terrace
Locker: Owned
Association amenities: Bike Storage, Community BBQ, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Gordon
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Closet, In-Suite Laundry
Interior: Carpet Free, Intercom, Water Softener, Generator - Full, Storage Area Lockers
Parking features: Surface, Underground

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Coldwell Banker Peter Benninger Realty

Source: TRREB/PROPTX · MLS® X13557558

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$489K

Unit 104 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,000✓ $4,080 tax✓ Other✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,664/mo

incl. closing costs (yr 1)

Annual total

$55,964

year 1

Mortgage only

$1,855/mo

principal + interest

Beyond mortgage

$1,829/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$340/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,261/yr

Property taxes18% $10,335/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,890/yr

Condo fees14% $7,818/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,261	$1,855/mo
Government & taxes
Property tax	$4,080	$340/mo
Land transfer tax(closing)	$6,255	$521/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,890	$408/mo
Condo fees
Condo / HOA fees	$7,818	$651/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,964	$4,664/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 104

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs