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$440K · 3 bed Condo Townhouse · South R, London South | MyPropertyScout

$440,000

Unit 70

8 DOM

328d

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DOM 8

$440,000

DOM8days

Unit 70

470 Wilkins Street · London · Ontario N6C 5B2

MLS® X13556106 · South R · N6C 5B2

32OwnerOccupied1200-1399 ft²Condo Townhouse1-car AttachedFull, Partially Finished8d$339/ft²$2,783 tax/yrFull, Partially Finished

8 days on market

About this home

Welcome to 470 Wilkins Street - a fantastic opportunity to own a well-maintained townhouse inSouth London, near Mitches Park. Premium end unit with attached garage, fenced in backyardand spacious patio are. Upstairs has 3 bedroom, which includes a large primary bedroom withgas fire place and balcony. Head down to lower level, where you would find a family room withanother fireplace, laundry area and large storage room. HVAC system was newly installed 2024! California shutter, cheater on-suite, r…

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Property details

MLS#: X13556106
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6 + 1
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplaces: 2
Fireplace features: Natural Gas

Condo corp #: 35
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Upper Queens Street
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: None
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE AGENCY REAL ESTATE

Source: TRREB/PROPTX · MLS® X13556106

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$440K

Unit 70 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $440,000✓ $2,783 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,021/mo

incl. closing costs (yr 1)

Annual total

$48,249

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,454/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$232/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,031/yr

Property taxes17% $8,058/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,400/yr

Condo fees11% $5,100/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,031	$1,669/mo
Government & taxes
Property tax	$2,783	$232/mo
Land transfer tax(closing)	$5,275	$440/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,400	$367/mo
Condo fees
Condo / HOA fees	$5,100	$425/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,249	$4,021/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 70

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs