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$350K · 1 bed Condo Apartment · Unit 1405, 195 Besserer Street, Ottawa, Ontario K1N 0B6 | HomeSearchCanada

$350,000

Unit 1405

50 DOM

1150d

Map

DOM 50

$350,000

DOM50days

Unit 1405

195 Besserer Street · Ottawa · Ontario K1N 0B6

MLS® X13554550 · 4003 - Sandy Hill · K1N 0B6

11TenantOccupied600-699 ft²Condo Apartment1-car UndergroundNo basement50d$539/ft²$4,051 tax/yrBuilt 201313 yrs oldNo basement

50 days on market

About this home

Welcome to VIBRANT downtown living at its finest, perched on the 14th floor in the very heart of Ottawa's DYNAMIC core where the entire city feels like an extension of your home. Step inside this BRIGHT one bedroom and the OPEN CONCEPT layout immediately puts you at ease, flowing EFFORTLESSLY from the modern kitchen with its GRANITE countertops, STAINLESS STEEL appliances, and generous cupboard space into a living area made for slow mornings and easy evenings. And here is the detail you will abs…

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Property details

MLS#: X13554550
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2013

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Foundation: Concrete
Property features: Park, Public Transit, School

Condo corp #: 1002
Balcony: Open
Locker: Owned
Association amenities: Concierge, Indoor Pool, Party Room/Meeting Room, Sauna, Visitor Parking, Gym
Fees include: Common Elements Included, Building Insurance Included, Heat Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: Cumberland St and Besserer St
Stories: 14
Utilities: —
Laundry: Inside
Laundry level: Main Level
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13554550

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$350K

Unit 1405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $350,000✓ $4,051 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,637/mo

incl. closing costs (yr 1)

Annual total

$43,641

year 1

Mortgage only

$1,328/mo

principal + interest

Beyond mortgage

$1,540/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$70,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$338/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $15,934/yr

Property taxes18% $7,776/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,500/yr

Condo fees13% $5,771/yr

Closing costs12% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,934	$1,328/mo
Government & taxes
Property tax	$4,051	$338/mo
Land transfer tax(closing)	$3,725	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,500	$292/mo
Condo fees
Condo / HOA fees	$5,771	$481/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,641	$3,637/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs