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$445K · 2 bed Condo Apartment · 4101 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$444,900

Unit 1401

10 DOM

2210d

Map

DOM 10

$444,900

DOM10days

Unit 1401

445 Laurier Avenue · Ottawa · Ontario K1N 6R4

MLS® X13553134 · 4101 - Ottawa Centre · K1N 6R4

22OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundApartment10d$469/ft²$4,780 tax/yrApartment

10 days on market

About this home

Step into a beautifully designed, open-concept condominium tailored for effortless urban living. Flooded with natural light through striking floor-to-ceiling windows, the seamless layout showcases sleek hardwood floors throughout the main living and dining spaces. The inviting kitchen serves as the heart of the home, featuring granite countertops, an eat-in breakfast bar, and plenty of cabinetry perfect for daily life or hosting guests. Retreat to the spacious primary bedroom, boasting a walk-in…

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Property details

MLS#: X13553134
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 757
Balcony: None
Locker: Owned
Fees include: Common Elements Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Laurier Avenue W and Lyon St.
Stories: 13
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER FIRST OTTAWA REALTY

Source: TRREB/PROPTX · MLS® X13553134

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$445K

Unit 1401 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $444,900✓ $4,780 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,723/mo

incl. closing costs (yr 1)

Annual total

$56,671

year 1

Mortgage only

$1,688/mo

principal + interest

Beyond mortgage

$2,129/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$398/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,449/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$77/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $20,254/yr

Property taxes18% $10,153/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,449/yr

Condo fees20% $11,155/yr

Closing costs9% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,254	$1,688/mo
Government & taxes
Property tax	$4,780	$398/mo
Land transfer tax(closing)	$5,373	$448/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,449	$371/mo
Condo fees
Condo / HOA fees	$11,155	$930/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,671	$4,723/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs