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$435K · 1+1 bed Condo Apartment · Unit 506, 144 Park Street, Waterloo, Ontario N2L 0B6 | HomeSearchCanada

$435,000

Unit 506

21 DOM

1+1121d

Map

DOM 21

$435,000

DOM21days

Unit 506

144 Park Street · Waterloo · Ontario N2L 0B6

MLS® X13551926 · N2L 0B6

1+11TenantOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement21d$580/ft²$3,305 tax/yrNo basement

21 days on market

About this home

144 Park Condos are elegant and ideal for Professionals, full amenities and convenient access to Uptown Waterloo. The suite offers upgraded kitchen appliance package, maple cabinetry, granite counters, engineered hardwood and tile flooring, walk-in closet, office/den, spacious open floor plan, in-suite laundry, and is being sold as a fully furnished suite ready to move-in. The sunlit balcony has an unobstructed view over the Westmount neighborhood. One Parking and One Locker is included.The buil…

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Property details

MLS#: X13551926
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Poured Concrete
Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Condo corp #: 591
Balcony: Open
Locker: Owned
Association amenities: Concierge, Exercise Room, Guest Suites, Ind. Water Softener, Media Room, Party Room/Meeting Room
Fees include: Building Insurance Included, CAC Included, Common Elements Included, Heat Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete Block
Fronting on: —
Cross street: Park St. and Allen St. W.
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13551926

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$435K

Unit 506 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $435,000✓ $3,305 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,289/mo

incl. closing costs (yr 1)

Annual total

$51,463

year 1

Mortgage only

$1,650/mo

principal + interest

Beyond mortgage

$1,749/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$275/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,803/yr

Property taxes16% $8,480/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,350/yr

Condo fees16% $8,170/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,803	$1,650/mo
Government & taxes
Property tax	$3,305	$275/mo
Land transfer tax(closing)	$5,175	$431/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,350	$363/mo
Condo fees
Condo / HOA fees	$8,170	$681/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,463	$4,289/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 506

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs