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$339,000
Waterloo · Ontario N2J 4G2
105 days on market
Visit REALTOR website for additional information. Maintenance Free Living in the Heart of Waterloo. This well appointed 2 bedroom multi-level townhome with 2 full bathrooms is move-in ready. It offers an updated eat-in kitchen just off of the foyer. One level up leads to the large primary bedroom, currently used as a large living room. The upper level includes a second bedroom and full bathroom. Fully finished lower level with a family room with walkout to a shaded patio. This space could also s…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: PG DIRECT REALTY LTD.
Source: TRREB/PROPTX · MLS® X13549156
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $15,433 | $1,286/mo |
| Government & taxes | ||
| Property tax | $2,191 | $183/mo |
| Land transfer tax(closing) | $3,560 | $297/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,390 | $283/mo |
| Condo fees | ||
| Condo / HOA fees | $5,652 | $471/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $40,886 | $3,407/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.