Loading neighbourhood intel…

$670K · 1+1 bed Condo Apartment · Unit 206, 23 Stumpf Street, Centre Wellington, Ontario N0B 1S0 | HomeSearchCanada

$669,900

Unit 206

38 DOM

1+1238d

Map

DOM 38

$669,900

DOM38days

Unit 206

23 Stumpf Street · Centre Wellington · Ontario N0B 1S0

MLS® X13549010 · Elora/Salem · N0B 1S0

1+12OwnerOccupied1200-1399 ft²Condo Apartment2-car UndergroundNo basement38d$516/ft²$4,609 tax/yrBuilt 20188 yrs oldNo basement

38 days on market

About this home

Enjoy stylish, low-maintenance living in one of Elora's most desirable condominium buildings. This bright and spacious unit offers an excellent layout with generous room sizes, an open main living area, and a comfortable flow throughout. Freshly painted and move-in ready, the unit features a well-appointed kitchen with great storage, ample prep space, and a brand new butler pantry that adds a custom touch and extra functionality. The living and dining area provides plenty of space to relax or en…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13549010
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Zoning: R3.53.1

Condo corp #: 240
Balcony: Open
Locker: None
Association amenities: Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Other
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Landscaped
Fronting on: —
Cross street: Geddes St
Stories: 2
Utilities: —
Laundry: Laundry Closet
Laundry level: Main Level
Interior: Storage
Parking features: Private, Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: M1 Real Estate Brokerage Ltd

Source: TRREB/PROPTX · MLS® X13549010

Do you own a home in Centre Wellington?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$670K

Unit 206 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $669,900✓ $4,609 tax✓ Other✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,922/mo

incl. closing costs (yr 1)

Annual total

$71,062

year 1

Mortgage only

$2,541/mo

principal + interest

Beyond mortgage

$2,099/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$384/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$61/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $30,497/yr

Property taxes20% $14,482/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,699/yr

Condo fees12% $8,724/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,497	$2,541/mo
Government & taxes
Property tax	$4,609	$384/mo
Land transfer tax(closing)	$9,873	$823/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,699	$558/mo
Condo fees
Condo / HOA fees	$8,724	$727/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,062	$5,922/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 206

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs