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$501,000
145 North Centre Road · London · Ontario N5X 4C7
105 days on market
Fully detached raised Ranch 2+2 bedrooms with 2 full bathrooms in Masonville area features open living/dining room, original hardwood, eat-in kitchen,plenty of storage ,access to the rear deck , huge family room in lower level, single fully insulated garage with inside entry. Downstairs features a spacious recreation room with 2 large bedrooms, a 3-piece bathroom, convenient under-stair storage, and a combined laundry, storage, and mechanical room. Step to Masonville Mall, Loblaws, banks , rest…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $18KPrice reduction
MLS shows the seller reduced the asking price by $18,000 (from $519,000 to $501,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: INITIA REAL ESTATE (ONTARIO) LTD
Source: TRREB/PROPTX · MLS® X13546996
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,808 | $1,901/mo |
| Government & taxes | ||
| Property tax | $4,275 | $356/mo |
| Land transfer tax(closing) | $6,495 | $541/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,010 | $418/mo |
| Condo fees | ||
| Condo / HOA fees | $1,980 | $165/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $51,228 | $4,269/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.