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$390K · 2 bed Condo Townhouse · Centre Hastings, Centre Hastings | MyPropertyScout

$389,900

17 Richardson Lane

12 DOM

2212d

Map

DOM 12

$389,900

DOM12days

17 Richardson Lane

Centre Hastings · Ontario K0K 2K0

MLS® X13544832 · Centre Hastings · K0K 2K0

22OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFinished, Full12d$355/ft²$3,206 tax/yrFinished, Full

12 days on market

About this home

Looking to downsize and enjoy maintenance-free living? Welcome to your peaceful retreat in this beautifully designed condominium bungalow, ideally situated on a quiet dead-end street. This elegant home features 2 bedrooms, 2 full bathrooms, and a versatile den that's perfect for a home office, hobby room, or reading nook. Combining modern comfort with sophisticated style, it's the ideal home for those seeking peace, privacy, and convenience. Step inside to discover a bright, open-concept layout…

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Property details

MLS#: X13544832
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7 + 2
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: D-EC

Condo corp #: 46
Balcony: None
Locker: None
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: McNab St & Richardson Lane
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Lanthorn Real Estate Ltd.

Source: TRREB/PROPTX · MLS® X13544832

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$390K

17 Richardson Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,900✓ $3,206 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,869/mo

incl. closing costs (yr 1)

Annual total

$46,423

year 1

Mortgage only

$1,479/mo

principal + interest

Beyond mortgage

$1,571/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$267/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $17,750/yr

Property taxes16% $7,530/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,899/yr

Condo fees14% $6,585/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,750	$1,479/mo
Government & taxes
Property tax	$3,206	$267/mo
Land transfer tax(closing)	$4,324	$360/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,899	$325/mo
Condo fees
Condo / HOA fees	$6,585	$549/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,423	$3,869/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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17 Richardson Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs