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$400K · 3 bed Condo Townhouse · Unit 48, 126 Belmont Drive, London, Ontario N6J 4W1 | HomeSearchCanada

$399,900

Unit 48

14 DOM

3214d

Map

DOM 14

$399,900

DOM14days

Unit 48

126 Belmont Drive · London · Ontario N6J 4W1

MLS® X13543950 · South O · N6J 4W1

32Vacant1200-1399 ft²Condo TownhouseNonePartially Finished, Full14d$308/ft²$2,055 tax/yrPartially Finished, Full

14 days on market

About this home

*"Limited Time Offer - Free condo fees for the first six (6) months from closing date" This incentive constitutes a limited-time promotional offer valid only for fully executed Agreements of Purchase and Sale that become unconditionally firm on or before August 14, 2026.* Welcome to this beautifully renovated 3-bedroom townhouse in the quiet enclave of South London. Perfect for first-time buyers, this home offers a functional layout with a bright, updated eat-in kitchen and a spacious living/di…

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Property details

MLS#: X13543950
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplaces: 1
Fireplace features: Fireplace Insert, Natural Gas

Condo corp #: 192
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Aluminum Siding
Fronting on: —
Cross street: Wharncliffe Road South
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Reserved/Assigned

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: PRIME REAL ESTATE BROKERAGE

Source: TRREB/PROPTX · MLS® X13543950

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$400K

Unit 48 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,055 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,584/mo

incl. closing costs (yr 1)

Annual total

$43,007

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,236/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$171/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $18,205/yr

Property taxes15% $6,529/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,999/yr

Condo fees8% $3,613/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,055	$171/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$3,613	$301/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,007	$3,584/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 48

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs