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$420K · 3 bed Condo Townhouse · Unit 12, 1990 Wavell Street, London, Ontario N5V 4N5 | HomeSearchCanada

$419,900

Unit 12

58 DOM

3258d

Map

DOM 58

$419,900

DOM58days

Unit 12

1990 Wavell Street · London · Ontario N5V 4N5

MLS® X13542468 · East I · N5V 4N5

32OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFinished with Walk-Out58d$280/ft²$2,431 tax/yrFinished with Walk-Out

58 days on market

About this home

PRIME End Condo backing onto treed space, with front visitor parking. This well-appointed 3-storey home comes with a main floor rec room with sliding doors to an interlock fenced patio with landscape rocks. Main floor offers updated kitchen cabinets (2023) also gas stove hookup if desired, laundry & 2-piece bath off the kitchen/hallway area. Lovely dining area overlooking the family room with a corner gas fireplace (as is). Family room window looks out to a private treed area. Three spacious upp…

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Property details

MLS#: X13542468
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 3-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Second; 4 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 25
Balcony: None
Locker: None
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Patio
Fronting on: —
Cross street: CLARKE ROAD
Stories: 1
Utilities: —
Laundry: Inside
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP PREFERRED REALTY INC.

Source: TRREB/PROPTX · MLS® X13542468

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$420K

Unit 12 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,900✓ $2,431 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,805/mo

incl. closing costs (yr 1)

Annual total

$45,659

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,348/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$203/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $19,116/yr

Property taxes16% $7,304/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,199/yr

Condo fees10% $4,380/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,116	$1,593/mo
Government & taxes
Property tax	$2,431	$203/mo
Land transfer tax(closing)	$4,873	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,199	$350/mo
Condo fees
Condo / HOA fees	$4,380	$365/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,659	$3,805/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 12

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs