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$325K · 2 bed Condo Apartment · Unit 201, 141 Church Street, St. Catharines, Ontario L2R 7L7 | HomeSearchCanada

$324,500

Unit 201

58 DOM

2258d

Map

DOM 58

↓ $11K

$324,500

↓ $11K

DOM58days

Unit 201

141 Church Street · St. Catharines · Ontario L2R 7L7

MLS® X13541788 · 451 - Downtown · L2R 7L7

22OwnerOccupied1200-1399 ft²Condo Apartment1-car AttachedNo basement58d$250/ft²$2,941 tax/yrNo basement

58 days on market

About this home

Almost everything is included in one monthly condo fee: heat, hydro, water, air conditioning, high-speed internet, cable TV, and a secure covered parking space. It's a rare opportunity to enjoy truly worry-free living with fewer monthly bills and more time to enjoy everything downtown St. Catharines has to offer. This bright corner suite offers approximately 1,250 sq. ft. of thoughtfully designed living space, with windows on two sides filling the home with natural light. Inside, you'll find two…

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Property details

MLS#: X13541788
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Hospital, Library, Place Of Worship, Public Transit, School, Park

Condo corp #: 27
Balcony: Enclosed
Locker: None
Association amenities: Community BBQ, Elevator, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Sauna
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Recreational Area
Fronting on: —
Cross street: Geneva Street
Stories: 2
Utilities: —
Laundry: In Hall, Common Area, Laundry Room
Laundry level: Upper Level
Interior: Carpet Free, Separate Heating Controls, Storage
Parking features: Covered, Inside Entry, Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $11KPrice reduction

MLS shows the seller reduced the asking price by $10,500 (from $335,000 to $324,500).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REVEL Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13541788

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$325K

Unit 201 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $324,500✓ $2,941 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,900/mo

incl. closing costs (yr 1)

Annual total

$46,798

year 1

Mortgage only

$1,231/mo

principal + interest

Beyond mortgage

$1,932/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$64,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,245/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,343

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $14,773/yr

Property taxes13% $6,284/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,245/yr

Condo fees25% $11,837/yr

Closing costs11% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,773	$1,231/mo
Government & taxes
Property tax	$2,941	$245/mo
Land transfer tax(closing)	$3,343	$279/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,245	$270/mo
Condo fees
Condo / HOA fees	$11,837	$986/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,798	$3,900/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs