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$424,900
3202 VIVIAN Line · Stratford · Ontario N5A 0K6
107 days on market
Rare end unit in Vivian Village, tucked privately at the back of the community with unobstructed views of green space and open farm fields. This bright second-floor condo offers a smart layout with a full bath and private balcony - a standout feature few units in this complex enjoy - with excellent sun exposure and a peaceful rural outlook rather than parking lots. The open-concept kitchen features quartz countertops, white cabinetry, stainless steel appliances, double sink, and dishwasher, flow…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $25KPrice reduction
MLS shows the seller reduced the asking price by $25,000 (from $449,900 to $424,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Forest Hill Real Estate Inc.
Source: TRREB/PROPTX · MLS® X13536530
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,343 | $1,612/mo |
| Government & taxes | ||
| Property tax | $3,738 | $312/mo |
| Land transfer tax(closing) | $4,973 | $414/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,249 | $354/mo |
| Condo fees | ||
| Condo / HOA fees | $3,456 | $288/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $46,419 | $3,868/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.