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$399K · 2 bed Condo Apartment · Unit 901, 160 KING Street, Waterloo, Ontario N2J 2Y2 | HomeSearchCanada

$399,000

Unit 901

16 DOM

2216d

Map

DOM 16

$399,000

DOM16days

Unit 901

160 KING Street · Waterloo · Ontario N2J 2Y2

MLS® X13535388 · N2J 2Y2

22TenantOccupied600-699 ft²Condo ApartmentNoneNo basement16d$614/ft²$3,984 tax/yrBuilt 20188 yrs oldNo basement

16 days on market

About this home

The unit is located at 160 King St N, Unit 901.It has unbeatable views.The unit is close to schools, parks, Uptown Waterloo, and amenities.The primary bedroom features floor-to-ceiling windows and an en-suite.The second bedroom has wrap-around windows and a panoramic view.The kitchen includes quartz countertops and stainless steel appliances.Maintenance fees cover heat, water, an exercise facility, a business/study centre, and a party room.

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Property details

MLS#: X13535388
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Tenant Occupied
Washrooms: 3 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: No
Special designation: Other

Condo corp #: 657
Balcony: Terrace
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete Block
Fronting on: —
Cross street: JAMES ST & KING ST N
Stories: 9
Utilities: —
Laundry: Laundry Room
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE CERTIFIED REALTY

Source: TRREB/PROPTX · MLS® X13535388

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$399K

Unit 901 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $3,984 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,846/mo

incl. closing costs (yr 1)

Annual total

$46,154

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,503/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$332/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,164/yr

Property taxes18% $8,444/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,990/yr

Condo fees11% $4,896/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$3,984	$332/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$4,896	$408/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,154	$3,846/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 901

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs