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$300K · 2 bed Condo Apartment · Unit 4, 285 King Street, Hamilton, Ontario L8P 1B2 | HomeSearchCanada

$299,900

Unit 4

16 DOM

2116d

Map

DOM 16

$299,900

DOM16days

Unit 4

285 King Street · Hamilton · Ontario L8P 1B2

MLS® X13534116 · Central · L8P 1B2

21Vacant600-699 ft²Condo ApartmentNoneOther16d$462/ft²$1,978 tax/yrOther

16 days on market

About this home

Welcome to this charming two-bedroom condo in the heart of West Hamilton, where historic character meets urban convenience. Set in a beautiful heritage-style building, this bright and inviting home features soaring ceilings, spacious bedrooms, fresh paint throughout, and a flexible layout to suit your lifestyle. The oversized primary bedroom can easily be converted back into a generous living room, offering additional entertaining space if desired. Step outside and enjoy everything this sought-a…

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Property details

MLS#: X13534116
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Other
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: D2

Fireplace features: Electric

Condo corp #: 358
Balcony: None
Locker: None
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Radiant
Heating fuel: Gas
Cooling: Window Unit(s)
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King & Queen St
Stories: 1
Utilities: —
Laundry: Coin Operated, Common Area
Laundry level: Lower Level
Interior: Carpet Free
Parking features: Street Only

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13534116

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$300K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $1,978 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,137/mo

incl. closing costs (yr 1)

Annual total

$37,648

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,293/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$165/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $13,653/yr

Property taxes13% $4,952/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,999/yr

Condo fees14% $5,384/yr

Closing costs14% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$1,978	$165/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$5,384	$449/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,648	$3,137/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs