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$355K · 1 bed Condo Apartment · Unit 1904, 60 Charles Street, Kitchener, Ontario N2G 0C9 | HomeSearchCanada

$355,000

Unit 1904

16 DOM

1116d

Map

DOM 16

$355,000

DOM16days

Unit 1904

60 Charles Street · Kitchener · Ontario N2G 0C9

MLS® X13533084 · N2G 0C9

11Vacant600-699 ft²Condo Apartment1-car UndergroundNo basement16d$547/ft²$3,012 tax/yrBuilt 20233 yrs oldNo basement

16 days on market

About this home

Ideal for first-time buyers, investors, or downsizers. This 1-bedroom, 1-bathroom condo sits on the 19th floor of one of Kitchener's most desirable buildings, offering panoramic city views through floor-to-ceiling windows that fill the open-concept living space with natural light. The modern kitchen features a backsplash and custom cabinetry, flowing seamlessly into the living and dining area. The bedroom offers a comfortable retreat with contemporary finishes, while the bathroom includes a glas…

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Property details

MLS#: X13533084
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Poured Concrete
Property features: Arts Centre, Hospital, Library, Park, Public Transit, Place Of Worship

Condo corp #: 730
Balcony: Open
Locker: None
Association amenities: Bike Storage, Community BBQ, Concierge, Party Room/Meeting Room, Rooftop Deck/Garden, Gym
Fees include: Building Insurance Included, CAC Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Other
Fronting on: —
Cross street: Water St S
Stories: 19
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13533084

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$355K

Unit 1904 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $355,000✓ $3,012 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,547/mo

incl. closing costs (yr 1)

Annual total

$42,562

year 1

Mortgage only

$1,347/mo

principal + interest

Beyond mortgage

$1,425/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$251/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,800

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $16,161/yr

Property taxes16% $6,812/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,550/yr

Condo fees13% $5,379/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,161	$1,347/mo
Government & taxes
Property tax	$3,012	$251/mo
Land transfer tax(closing)	$3,800	$317/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,550	$296/mo
Condo fees
Condo / HOA fees	$5,379	$448/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,562	$3,547/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1904

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs