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$440K · 2 bed Condo Apartment · Unit 403, Vista Condos, 455 Charlton Avenue, Hamilton, Ontario L8N 0B2 | HomeSearchCanada

$439,500

Unit 403

60 DOM

2260d

Map

DOM 60

$439,500

DOM60days

Unit 403

Vista Condos · 455 Charlton Avenue · Hamilton · Ontario L8N 0B2

MLS® X13532288 · Stinson · L8N 0B2

22OwnerOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement60d$517/ft²$4,874 tax/yrBuilt 20188 yrs oldNo basement

60 days on market

About this home

Welcome to this stunning 2-bedroom, 2-bathroom condo featuring a rare two owned parking spaces, an exceptional feature in this sought-after location. Designed with privacy in mind, the thoughtfully laid-out floor plan provides separation between living spaces and bedrooms. Floor-to-ceiling windows flood the interior with natural light while showcasing breathtaking panoramic views of the city and the escarpment from every angle. Step onto the spacious balcony to enjoy your morning coffee or unwin…

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Property details

MLS#: X13532288
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 2
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: E/S-1710, P5

Roof: Flat
Foundation: Concrete
Property features: Hospital, Library, Park, Place Of Worship, Rec./Commun.Centre, Wooded/Treed

View: Trees/Woods

Building name: Vista Condos
Condo corp #: 599
Balcony: Enclosed
Locker: Owned
Association amenities: Community BBQ, Elevator, Exercise Room, Party Room/Meeting Room, Visitor Parking, Bike Storage
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Patio
Fronting on: —
Cross street: Wentworth Street South
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Separate Heating Controls
Parking features: Inside Entry

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13532288

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$440K

Unit 403 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,500✓ $4,874 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,466/mo

incl. closing costs (yr 1)

Annual total

$53,597

year 1

Mortgage only

$1,667/mo

principal + interest

Beyond mortgage

$1,902/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$406/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,395/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,265

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $20,008/yr

Property taxes19% $10,139/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,395/yr

Condo fees16% $8,395/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,008	$1,667/mo
Government & taxes
Property tax	$4,874	$406/mo
Land transfer tax(closing)	$5,265	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,395	$366/mo
Condo fees
Condo / HOA fees	$8,395	$700/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,597	$4,466/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 403

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs