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$539K · 4 bed Condo Townhouse · Victoria North, Guelph | MyPropertyScout

$538,900

Unit C-22

15 DOM

4215d

Map

DOM 15

$538,900

DOM15days

Unit C-22

427 Victoria Road · Guelph · Ontario N1E 5J0

MLS® X13526446 · Victoria North · N1E 5J0

42Vacant1400-1599 ft²Condo TownhouseNoneUnfinished15d$359/ft²$2,884 tax/yrBuilt 198541 yrs oldUnfinished

15 days on market

About this home

Welcome to this rare 4-bedroom end-unit townhouse, ideally tucked away in the heart of the complex with convenient access to parking space #29. This beautifully maintained home has been freshly painted, professionally cleaned, and is truly move-in ready. Enjoy gleaming hardwood floors, updated windows, an owned furnace and central air conditioner, new lighting, and quality appliances. The spacious, functional layout offers 1,405 sq. ft. of living space, while the unspoiled basement provides endl…

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Property details

MLS#: X13526446
Status: Buy Now
Property class: Residential Condo & Other
Beds: 4
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R3A

Foundation: Poured Concrete

Fireplaces: 0

Condo corp #: 25
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio, Year Round Living, Landscaped
Fronting on: —
Cross street: Woodlawn
Stories: 1
Utilities: —
Laundry: Washer Hookup, Electric Dryer Hookup
Laundry level: Lower Level
Interior: Carpet Free, Floor Drain, Workbench, Water Heater
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Coldwell Banker Neumann Real Estate

Source: TRREB/PROPTX · MLS® X13526446

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$539K

Unit C-22 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $538,900✓ $2,884 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,686/mo

incl. closing costs (yr 1)

Annual total

$56,235

year 1

Mortgage only

$2,044/mo

principal + interest

Beyond mortgage

$1,579/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,389/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,253

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $24,533/yr

Property taxes18% $10,137/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,389/yr

Condo fees10% $5,515/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,533	$2,044/mo
Government & taxes
Property tax	$2,884	$240/mo
Land transfer tax(closing)	$7,253	$604/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,389	$449/mo
Condo fees
Condo / HOA fees	$5,515	$460/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,235	$4,686/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit C-22

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs