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$539K · 3 bed Condo Apartment · Fenelon Falls, Kawartha Lakes | MyPropertyScout

$539,000

Unit 308

15 DOM

3215d

Map

DOM 15

Waterfront

$539,000

DOM15days

Unit 308

94 Francis Street · Kawartha Lakes · Ontario K0M 1N0

MLS® X13525490 · Fenelon Falls · K0M 1N0

32OwnerOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement15d$415/ft²$3,853 tax/yrBuilt 201313 yrs oldNo basement

15 days on market

About this home

Rarely offered 3 bedroom, 2 bathroom top-floor corner condo in one of Fenelon Falls' most desirable areas, offering approximately 1,250 sqft of bright, open-concept living just steps from Cameron Lake, downtown shops, restaurants and the Victoria Rail Trail. Built in 2013, this well maintained building provides a safe, quiet and welcoming lifestyle with the convenience of low maintenance living. The spacious living, dining and kitchen area is filled with natural light and features crown moulding…

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Property details

MLS#: X13525490
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2013

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Flat
Foundation: Concrete

View: Lake

Waterfront: Yes

Condo corp #: 28
Balcony: Open
Locker: Owned
Fees include: Heat Included, Parking Included, Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Exterior: Concrete · Landscaped, Privacy, Year Round Living
Fronting on: —
Cross street: Colborne St & Francis St W
Stories: —
Utilities: —
Laundry: Other
Laundry level: Main Level
Interior: None
Parking features: Surface, Underground

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal Lepage Kawartha Lakes Realty Inc.

Source: TRREB/PROPTX · MLS® X13525490

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$539K

Unit 308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,000✓ $3,853 tax✓ Propane✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,295/mo

incl. closing costs (yr 1)

Annual total

$63,542

year 1

Mortgage only

$2,045/mo

principal + interest

Beyond mortgage

$2,187/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $24,538/yr

Property taxes17% $11,108/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $5,390/yr

Condo fees19% $11,847/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,538	$2,045/mo
Government & taxes
Property tax	$3,853	$321/mo
Land transfer tax(closing)	$7,255	$605/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,390	$449/mo
Condo fees
Condo / HOA fees	$11,847	$987/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,542	$5,295/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 308

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs