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$369K · 2 bed Condo Apartment · Unit 106, 26 Wellington Street, St. Catharines, Ontario L2R 5P8 | HomeSearchCanada

$369,000

Unit 106

61 DOM

2261d

Map

DOM 61

↓ $10K

$369,000

↓ $10K

DOM61days

Unit 106

26 Wellington Street · St. Catharines · Ontario L2R 5P8

MLS® X13525330 · 451 - Downtown · L2R 5P8

22Vacant1000-1199 ft²Condo ApartmentNoneNo basement61d$336/ft²$3,515 tax/yrNo basement

61 days on market

About this home

Welcome to comfortable and convenient condo living in this well-designed 2-bedroom, 2-bathroom main-floor unit, offering easy access and a functional layout ideal for a variety of lifestyles. Step into the bright open-concept kitchen and living area, perfect for both everyday living and entertaining. Sliding doors lead to a ground-level patio space, providing a great spot to enjoy fresh air and easy outdoor access. The spacious primary bedroom features a 5-piece ensuite, offering added comfort a…

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Property details

MLS#: X13525330
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Multi-Level
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 5 pc; 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 238
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Concrete Block
Fronting on: —
Cross street: Lake and Welland
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned, Wheelchair Access, Storage
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $379,000 to $369,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: PEAK GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® X13525330

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$369K

Unit 106 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $369,000✓ $3,515 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,909/mo

incl. closing costs (yr 1)

Annual total

$46,910

year 1

Mortgage only

$1,400/mo

principal + interest

Beyond mortgage

$1,717/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$73,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$293/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,010

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $16,798/yr

Property taxes16% $7,525/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,690/yr

Condo fees18% $8,237/yr

Closing costs11% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,798	$1,400/mo
Government & taxes
Property tax	$3,515	$293/mo
Land transfer tax(closing)	$4,010	$334/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,690	$308/mo
Condo fees
Condo / HOA fees	$8,237	$686/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,910	$3,909/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs