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$439K · 2+1 bed Condo Townhouse · Unit 11, 100 Stroud Crescent, London, Ontario N6E 4A1 | HomeSearchCanada

$439,000

Unit 11

61 DOM

2+1261d

Map

DOM 61

↓ $56K

$439,000

↓ $56K

DOM61days

Unit 11

100 Stroud Crescent · London · Ontario N6E 4A1

MLS® X13525186 · South X · N6E 4A1

2+12Vacant1000-1199 ft²Condo Townhouse1-car AttachedFull, Finished61d$399/ft²$3,370 tax/yrBuilt 200323 yrs oldFull, Finished

61 days on market

About this home

Fantastic one floor condo with an attached garage and finished basement! Located within walking distance to White Oaks Mall & library, and access to highways 401 and 402 are just a short drive away. Main floor offers a large living room, updated eat in kitchen with patio door to deck & fenced in yard, renovated bathroom (shower updated in 2024), 2 spacious bedrooms (flooring updated in both in 2024, windows updated in both in 2023), and inside entry from the garage. Downstairs features a big rec…

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Property details

MLS#: X13525186
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 6 + 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Vacant
Washrooms: 3 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R5-4

Foundation: Poured Concrete
Property features: Public Transit, Fenced Yard

Fireplace features: Electric

Condo corp #: 450
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Stroud and Sholto
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $56KPrice reduction

MLS shows the seller reduced the asking price by $56,000 (from $495,000 to $439,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: THE REALTY FIRM INC.

Source: TRREB/PROPTX · MLS® X13525186

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$439K

Unit 11 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $3,370 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,968/mo

incl. closing costs (yr 1)

Annual total

$47,620

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$1,407/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$281/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $19,985/yr

Property taxes18% $8,625/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,390/yr

Condo fees8% $3,960/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$3,370	$281/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$3,960	$330/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,620	$3,968/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 11

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs