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$530K · 2 bed Condo Townhouse · Unit 6, 20 Windemere Place, St. Thomas, Ontario N5R 6H6 | HomeSearchCanada

$529,500

Unit 6

63 DOM

2363d

Map

DOM 63

$529,500

DOM63days

Unit 6

20 Windemere Place · St. Thomas · Ontario N5R 6H6

MLS® X13523260 · St. Thomas · N5R 6H6

23OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFinished63d$482/ft²$3,847 tax/yrFinished

63 days on market

About this home

Beautifully renovated and impeccably maintained, this stunning 2-bedroom bungalow offers elevated style, comfort, and exceptional functionality throughout. Designed with a refined, modern aesthetic, the home features neutral modern paint colours, a bright open-concept main level, and a sophisticated blend of high-end finishes that create a seamless, move-in-ready experience. The main living area is anchored by a sleek gas fireplace with remote control, adding both warmth and convenience. Califor…

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Property details

MLS#: X13523260
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 5 + 3
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Main; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplace features: Natural Gas

Condo corp #: 27
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Talbot and Centennial
Stories: 1
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: None
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP PREFERRED REALTY INC.

Source: TRREB/PROPTX · MLS® X13523260

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$530K

Unit 6 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,500✓ $3,847 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,698/mo

incl. closing costs (yr 1)

Annual total

$56,372

year 1

Mortgage only

$2,009/mo

principal + interest

Beyond mortgage

$1,642/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,295/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,065

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,105/yr

Property taxes19% $10,912/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,295/yr

Condo fees10% $5,400/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,105	$2,009/mo
Government & taxes
Property tax	$3,847	$321/mo
Land transfer tax(closing)	$7,065	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,295	$441/mo
Condo fees
Condo / HOA fees	$5,400	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,372	$4,698/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 6

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs