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$529,900
428 SPARKS Street · Ottawa · Ontario K1R 0B3
112 days on market
A fantastic location overlooking the Ottawa River and Downtown Core, the Cathedral Hill building is unlike any other. This 17th floor luxury 1 bedroom 1 bath CORNER UNIT condo boasts stunning views and almost 800 sq ft of open concept living space, with private balcony and unbelievable views of the city. Floor-to-ceiling windows allow for spectacular views of the downtown core while also filling the living area with tons of natural light. The kitchen features quartz countertops, luxurious cabine…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $549,900 to $529,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: COLDWELL BANKER SARAZEN REALTY
Source: TRREB/PROPTX · MLS® X13520966
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,123 | $2,010/mo |
| Government & taxes | ||
| Property tax | $5,088 | $424/mo |
| Land transfer tax(closing) | $7,073 | $589/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,299 | $442/mo |
| Condo fees | ||
| Condo / HOA fees | $9,744 | $812/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $61,987 | $5,166/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.