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$629K · 2 bed Condo Townhouse · Georgian Bluffs, Georgian Bluffs | MyPropertyScout

$629,000

161 Hawthorn Crescent

18 DOM

2218d

Map

DOM 18

Waterfront

$629,000

DOM18days

161 Hawthorn Crescent

Georgian Bluffs · Ontario N0H 1S0

MLS® X13519920 · Georgian Bluffs · N0H 1S0

22OwnerOccupied1200-1399 ft²Condo Townhouse1-car Built-InFull, Unfinished18d$484/ft²$3,464 tax/yrBuilt 20233 yrs oldFull, Unfinished

18 days on market

About this home

Live the Cobble Beach lifestyle with spectacular sunrises over the Bay! Enjoy access to a shallow cobble beach, calm Bay for kayaking, long dock for swimming or day boating, walking and cross country ski trails, many community activities inside and out including the indoor golf simulator and exceptional golf course. This maintenance free 2 bedroom, 2 bathroom condominium boasts open concept living and slight water views. Gorgeous kitchen with large custom built island & walk-in pantry, spacious…

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Property details

MLS#: X13519920
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Bungalow
Type: Condo Townhouse
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Other

Zoning: RM1-3

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Golf

Fireplaces: 1
Fireplace features: Electric

Waterfront: Yes
Water view: Obstructive
Water body: Georgian Bay
Shoreline: Unknown
Waterfront features: Beach Front, Dock

Condo corp #: 108
Balcony: None
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Hardboard, Stone · Year Round Living
Fronting on: —
Cross street: Grey Road 1 & Cobble Beach Drive
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Chestnut Park Real Estate

Source: TRREB/PROPTX · MLS® X13519920

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$629K

161 Hawthorn Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,000✓ $3,464 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,439/mo

incl. closing costs (yr 1)

Annual total

$65,274

year 1

Mortgage only

$2,386/mo

principal + interest

Beyond mortgage

$1,840/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$289/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $28,635/yr

Property taxes19% $12,519/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,290/yr

Condo fees11% $7,170/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,635	$2,386/mo
Government & taxes
Property tax	$3,464	$289/mo
Land transfer tax(closing)	$9,055	$755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,290	$524/mo
Condo fees
Condo / HOA fees	$7,170	$598/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,274	$5,439/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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161 Hawthorn Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs