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$600K · 2 bed Condo Apartment · Owen Sound, Owen Sound | MyPropertyScout

$599,900

Unit 203

18 DOM

2218d

Map

DOM 18

Waterfront

$599,900

DOM18days

Unit 203

80 9th Street · Owen Sound · Ontario N4K 1N4

MLS® X13517118 · Owen Sound · N4K 1N4

22Vacant1400-1599 ft²Condo Apartment1-car UndergroundNo basement18d$400/ft²$7,726 tax/yrNo basement

18 days on market

About this home

Perched on the second floor in the heart of Owen Sound, this striking condominium pairs refined design with effortless livability. A private elevator opens directly into the residence, lending an immediate sense of exclusivity and arrival.The open-concept living, dining, and kitchen area is finished with hardwood flooring, crown moulding, crisp white trim, and a soothing, modern palette. The kitchen is well-appointed with built-in appliances and granite countertops, while the living area centres…

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Property details

MLS#: X13517118
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 12
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: C1

Property features: Arts Centre, Hospital, Library, Marina, Rec./Commun.Centre, Public Transit

Fireplace features: Natural Gas

View: Water, Skyline

Waterfront: Yes
Water view: Direct
Water body: Sydenham River
Water frontage: 73.84 ft
Shoreline: Other
Waterfront features: River Access

Condo corp #: 115
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Exercise Room, Party Room/Meeting Room, Media Room, Bike Storage
Fees include: Water Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick · Year Round Living, Controlled Entry
Fronting on: —
Cross street: 9th St E & 1st Ave E
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Underground, Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: eXp Realty

Source: TRREB/PROPTX · MLS® X13517118

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$600K

Unit 203 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $7,726 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,992/mo

incl. closing costs (yr 1)

Annual total

$71,899

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$2,551/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$644/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$81/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $27,310/yr

Property taxes23% $16,199/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $5,999/yr

Condo fees16% $11,731/yr

Closing costs7% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$7,726	$644/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$11,731	$978/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,899	$5,992/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 203

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs