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$695K · 3+1 bed Condo Townhouse · 477 Provident Way, Hamilton, Ontario L0R 1W0 | HomeSearchCanada

$694,900

477 Provident Way

21 DOM

3+1421d

Map

DOM 21

↓ $55K

$694,900

↓ $55K

DOM21days

477 Provident Way

Hamilton · Ontario L0R 1W0

MLS® X13516322 · Mount Hope · L0R 1W0

3+14OwnerOccupied1800-1999 ft²Condo Townhouse2-car Built-InUnfinished21d$366/ft²$4,600 tax/yrBuilt 20233 yrs oldUnfinished

21 days on market

About this home

Welcome to this Exceptional, Functional & thoughtfully designed (1,882 SQ FT) 3+1 Bedroom Townhouse (4 Washrooms), Rear Lane Double Garage size, in Hamilton (MountHope), built by CACHET HOMES.About 3 mins drive to/from highway, Short distance (less than 5mins) to Hamilton Airport, Walking distance to B/Stop & Elementary school, About 16min drive to McMaster University, 7mins to Mohawk College. Features a Large Primary Bedroom with a Walk-In-Closet & Ensuite Washroom 2 other large Bedrooms with m…

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Property details

MLS#: X13516322
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3+1
Baths: 4 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 3-Storey
Type: Condo Townhouse
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Third; 3 pc · Third; 2 pc · Second; 3 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Clear View, Park, Public Transit, School, School Bus Route

Condo corp #: 650
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Built-In
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: AIRPORT ROAD & PROVIDENT WAY
Stories: 1
Utilities: —
Laundry: In Basement, In-Suite Laundry
Laundry level: Lower Level
Interior: Auto Garage Door Remote, On Demand Water Heater, Rough-In Bath, Water Heater
Parking features: Covered, Other, Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $55KPrice reduction

MLS shows the seller reduced the asking price by $55,000 (from $749,900 to $694,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® X13516322

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$695K

477 Provident Way · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $694,900✓ $4,600 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,663/mo

incl. closing costs (yr 1)

Annual total

$67,955

year 1

Mortgage only

$2,636/mo

principal + interest

Beyond mortgage

$1,704/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$138,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$383/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,949/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,635/yr

Property taxes22% $14,973/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,949/yr

Condo fees6% $3,738/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,635	$2,636/mo
Government & taxes
Property tax	$4,600	$383/mo
Land transfer tax(closing)	$10,373	$864/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,949	$579/mo
Condo fees
Condo / HOA fees	$3,738	$312/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,955	$5,663/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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477 Provident Way

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs