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$560K · 2 bed Condo Apartment · 878 - Sugarloaf, Port Colborne | MyPropertyScout

$559,900

Unit 204

19 DOM

2219d

Map

DOM 19

Waterfront

$559,900

DOM19days

Unit 204

118 West Street · Port Colborne · Ontario L3K 0B9

MLS® X13514188 · 878 - Sugarloaf · L3K 0B9

22OwnerOccupied1000-1199 ft²Condo ApartmentNoneNo basement19d$509/ft²$5,551 tax/yrBuilt 20233 yrs oldNo basement

19 days on market

About this home

Welcome to 118 West St, Unit 204 - "The Pearl." This stunning two-bedroom, two-bathroom suite is located in the beautiful South Port Condos and sits perfectly along the Welland Canal at the mouth of Lake Erie. Offering 1,103 sq. ft. of modern living space, this bright second-floor (first level of living) unit features a private balcony, brand-new stainless steel appliances, in-suite laundry, two parking spaces, and a storage locker. With only 72 units, residents enjoy a boutique-style community…

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Property details

MLS#: X13514188
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: DC

Roof: Flat

Waterfront: Yes

Condo corp #: 209
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Stucco (Plaster) · Year Round Living
Fronting on: —
Cross street: Victoria St and Adelaide St
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers, Primary Bedroom - Main Floor, Carpet Free
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13514188

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$560K

Unit 204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $559,900✓ $5,551 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,218/mo

incl. closing costs (yr 1)

Annual total

$62,620

year 1

Mortgage only

$2,124/mo

principal + interest

Beyond mortgage

$1,996/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$463/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $25,489/yr

Property taxes21% $13,224/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,599/yr

Condo fees12% $7,647/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,489	$2,124/mo
Government & taxes
Property tax	$5,551	$463/mo
Land transfer tax(closing)	$7,673	$639/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,599	$467/mo
Condo fees
Condo / HOA fees	$7,647	$637/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,620	$5,218/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 204

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs