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$299K · 2 bed Condo Apartment · Unit 403, 87 St George Street, Brantford, Ontario N3R 1V5 | HomeSearchCanada

$299,000

Unit 403

21 DOM

2121d

Map

DOM 21

$299,000

DOM21days

Unit 403

87 St George Street · Brantford · Ontario N3R 1V5

MLS® X13513392 · N3R 1V5

21OwnerOccupied800-899 ft²Condo ApartmentNoneNo basement21d$352/ft²$1,531 tax/yrNo basement

21 days on market

About this home

Welcome to 87 St George Street, a bright and spacious 2-bedroom condo in a quiet, established Brantford building offering comfort, convenience, and excellent everyday functionality. Built in 1962, this well-kept condo has a practical layout with generous principal rooms, recently refinished parquet flooring, neutral paint tones, and large windows that bring in natural light. The living room offers plenty of space to relax or entertain, with sliding door access to a private balcony where you can…

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Property details

MLS#: X13513392
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 19
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Other
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: St Paul Avenue and St George Street
Stories: 4
Utilities: —
Laundry: In Building
Interior: Carpet Free
Parking features: Surface, Reserved/Assigned

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13513392

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$299K

Unit 403 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,000✓ $1,531 tax✓ Other✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,339/mo

incl. closing costs (yr 1)

Annual total

$40,063

year 1

Mortgage only

$1,134/mo

principal + interest

Beyond mortgage

$1,499/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$128/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,960

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $13,612/yr

Property taxes11% $4,491/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,990/yr

Condo fees21% $8,310/yr

Closing costs13% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,612	$1,134/mo
Government & taxes
Property tax	$1,531	$128/mo
Land transfer tax(closing)	$2,960	$247/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,990	$249/mo
Condo fees
Condo / HOA fees	$8,310	$692/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,063	$3,339/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 403

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs