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$415K · 1 bed Condo Townhouse · Unit 8, 49 ONTARIO Street, Grimsby, Ontario L3M 3H2 | HomeSearchCanada

$414,900

Unit 8

21 DOM

1221d

Map

DOM 21

↓ $15K

$414,900

↓ $15K

DOM21days

Unit 8

49 ONTARIO Street · Grimsby · Ontario L3M 3H2

MLS® X13509874 · 542 - Grimsby East · L3M 3H2

12Vacant900-999 ft²Condo TownhouseNoneNo basement21d$437/ft²$2,662 tax/yrNo basement

21 days on market

About this home

Carnegie Lofts welcomes you! Positioned in the heart of downtown Grimsby, 1-bedroom, 2- bath, 2 storey loft-style condo townhouse with a modern design and low-maintenance lifestyle. Street-level access - just steps from vibrant restaurants, boutique shops, parks, transportation and everyday amenities. As you enter from the private courtyard, the main floor floor open concept is ideal for entertaining or just enjoying a quiet evening at home. The main floor also features 10 foot high ceilings, be…

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Property details

MLS#: X13509874
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 184
Balcony: None
Locker: None
Fees include: Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Ontario and Carnegie
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Separate Hydro Meter
Parking features: Unreserved

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $429,900 to $414,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: BOLDT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13509874

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$415K

Unit 8 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $414,900✓ $2,662 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,778/mo

incl. closing costs (yr 1)

Annual total

$45,332

year 1

Mortgage only

$1,574/mo

principal + interest

Beyond mortgage

$1,348/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$82,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$222/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,149/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $18,888/yr

Property taxes16% $7,435/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,149/yr

Condo fees13% $5,700/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,888	$1,574/mo
Government & taxes
Property tax	$2,662	$222/mo
Land transfer tax(closing)	$4,773	$398/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,149	$346/mo
Condo fees
Condo / HOA fees	$5,700	$475/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,332	$3,778/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs