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$443K · 2 bed Condo Apartment · Unit PH2, 55 Blue Springs Drive, Waterloo, Ontario N2J 4T3 | HomeSearchCanada

$442,500

Unit PH2

66 DOM

2266d

Map

DOM 66

$442,500

DOM66days

Unit PH2

55 Blue Springs Drive · Waterloo · Ontario N2J 4T3

MLS® X13508488 · N2J 4T3

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement66d$402/ft²$2,895 tax/yrNo basement

66 days on market

About this home

Experience sophisticated penthouse living in the heart of Waterloo. This stunning two-bedroom, two-bathroom residence features a stylish carpet-free interior and dramatic floor-to-ceiling windows that flood the space with natural light while showcasing sweeping views of lush green space and the city skyline. Thoughtfully updated with a new furnace and air conditioner (2021), this home offers both comfort and peace of mind. Enjoy an exceptional lifestyle with exclusive access to premium amenities…

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Property details

MLS#: X13508488
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Multi-Level
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 187
Balcony: None
Locker: Exclusive
Fees include: Water Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King St N
Stories: 10
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: M1 Real Estate Brokerage Ltd

Source: TRREB/PROPTX · MLS® X13508488

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$443K

Unit PH2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $442,500✓ $2,895 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,205/mo

incl. closing costs (yr 1)

Annual total

$50,457

year 1

Mortgage only

$1,679/mo

principal + interest

Beyond mortgage

$1,624/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,500

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$241/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,425/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,325

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $20,144/yr

Property taxes16% $8,220/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,425/yr

Condo fees17% $8,508/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,144	$1,679/mo
Government & taxes
Property tax	$2,895	$241/mo
Land transfer tax(closing)	$5,325	$444/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,425	$369/mo
Condo fees
Condo / HOA fees	$8,508	$709/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,457	$4,205/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit PH2

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs