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$409K · 1 bed Condo Apartment · Unit 201, Garment Street Condo, 100 Garment Street, Kitchener, Ontario N2G 0C3 | HomeSearchCanada

$409,000

Unit 201

66 DOM

1166d

Map

DOM 66

↓ $30K

$409,000

↓ $30K

DOM66days

Unit 201

Garment Street Condo · 100 Garment Street · Kitchener · Ontario N2G 0C3

MLS® X13508238 · N2G 0C3

11OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement66d$431/ft²$4,016 tax/yrBuilt 20188 yrs oldNo basement

66 days on market

About this home

Experience elevated urban living in this exceptional 1 bedroom + den condo offering 961 sq. ft. of thoughtfully designed living space, soaring 14-foot ceilings, and an abundance of natural light through floor-to-ceiling windows with custom blinds. Situated in the sought-after Garment Street Condos, this stunning residence places you just steps from Google, the ION LRT, Victoria Park, Spurline & Iron Horse trails, and the vibrant restaurants, cafés, and nightlife that define Downtown Kitchener. D…

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Property details

MLS#: X13508238
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: SGA-4

Roof: Flat
Foundation: Poured Concrete
Property features: Electric Car Charger, Lake/Pond, Library, Park, School, Public Transit

View: City

Building name: Garment Street Condo
Condo corp #: 670
Balcony: Open
Locker: Ensuite
Association amenities: Bike Storage, Bus Ctr (WiFi Bldg), Community BBQ, Exercise Room, Media Room, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscape Lighting, Landscaped, Lighting, Privacy
Fronting on: —
Cross street: Victoria St S & King St W
Stories: 2
Utilities: —
Laundry: Ensuite, In-Suite Laundry, Laundry Closet
Laundry level: Main Level
Interior: Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage
Parking features: Inside Entry, Underground, Unreserved

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $439,000 to $409,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: FLUX REALTY

Source: TRREB/PROPTX · MLS® X13508238

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$409K

Unit 201 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,000✓ $4,016 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,325/mo

incl. closing costs (yr 1)

Annual total

$51,904

year 1

Mortgage only

$1,552/mo

principal + interest

Beyond mortgage

$1,927/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$335/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,090/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $18,619/yr

Property taxes17% $8,671/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,090/yr

Condo fees19% $9,864/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,619	$1,552/mo
Government & taxes
Property tax	$4,016	$335/mo
Land transfer tax(closing)	$4,655	$388/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,090	$341/mo
Condo fees
Condo / HOA fees	$9,864	$822/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,904	$4,325/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs