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$629K · 2 bed Condo Apartment · Unit 102, 2555 3rd Avenue, Owen Sound, Ontario N4K 6T8 | HomeSearchCanada

$629,000

Unit 102

67 DOM

2267d

Map

DOM 67

Waterfront

$629,000

DOM67days

Unit 102

2555 3rd Avenue · Owen Sound · Ontario N4K 6T8

MLS® X13505484 · Owen Sound · N4K 6T8

22Vacant1800-1999 ft²Condo Apartment1-car UndergroundNo basement67d$331/ft²$7,081 tax/yrNo basement

67 days on market

About this home

Outstanding Waterfront Condo Opportunity with Spectacular Georgian Bay Views-Experience Carefree Waterfront Living at Harbourfront Condominiums in this Elegant Ground-Level 1,800 Sq. Ft. Two-bedroom, Two-bath Residence with Solarium and Exclusive Indoor Parking. Designed for both Comfort and Entertaining the Impressive Open-Concept Living/Dining area flows seamlessly to the bright Solarium which is a distinctive sought-after feature found in only select units. Expansive windows throughout showca…

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Property details

MLS#: X13505484
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Other

Zoning: MR

Property features: Golf, Hospital, Lake Access, Marina, Rec./Commun.Centre, Public Transit

Waterfront: Yes
Water view: Direct
Water body: Georgian Bay
Water frontage: 71 ft
Shoreline: Clean, Deep
Waterfront features: Waterfront-Deeded, Beach Front

Condo corp #: 40
Balcony: Open
Locker: Exclusive
Association amenities: Communal Waterfront Area, Exercise Room, Game Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Water Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster) · Landscaped, Patio, Privacy
Fronting on: —
Cross street: 3rd Avenue West and 26th Street West
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned, Storage
Parking features: Underground

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Sutton-Sound Realty

Source: TRREB/PROPTX · MLS® X13505484

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$629K

Unit 102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,000✓ $7,081 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,115/mo

incl. closing costs (yr 1)

Annual total

$73,375

year 1

Mortgage only

$2,386/mo

principal + interest

Beyond mortgage

$2,515/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$590/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$81/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $28,635/yr

Property taxes22% $16,136/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,290/yr

Condo fees16% $11,654/yr

Closing costs7% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,635	$2,386/mo
Government & taxes
Property tax	$7,081	$590/mo
Land transfer tax(closing)	$9,055	$755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,290	$524/mo
Condo fees
Condo / HOA fees	$11,654	$971/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,375	$6,115/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs