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$249,900
Waterford Condominium · 175 Haig Road · Belleville · Ontario K8N 5R7
115 days on market
MOVE-IN READY, BEAUTIFULLY RENOVATED & AN OPPORTUNITY YOU WON'T WANT TO MISS! If you've been searching for an affordable way to step into homeownership, downsize without the work, or enjoy an easy low-maintenance lifestyle, this beautifully updated 2-bedroom, 1-bathroom condo deserves a closer look. Fresh, bright and thoughtfully renovated throughout, the home features brand-new laminate flooring in the main living areas and kitchen, plush new carpeting in both bedrooms, fresh neutral paint, an…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $15,000 (from $264,900 to $249,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Exit Realty Group
Source: TRREB/PROPTX · MLS® X13504566
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $11,377 | $948/mo |
| Government & taxes | ||
| Property tax | $2,067 | $172/mo |
| Land transfer tax(closing) | $2,224 | $185/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,499 | $208/mo |
| Condo fees | ||
| Condo / HOA fees | $6,497 | $541/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $33,824 | $2,819/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.