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$600K · 2 bed Condo Apartment · 18 - Central City West, Kingston | MyPropertyScout

$599,999

Unit 401

21 DOM

2121d

Map

DOM 21

Waterfront

$599,999

DOM21days

Unit 401

1 Mowat Avenue · Kingston · Ontario K7M 1J8

MLS® X13504046 · 18 - Central City West · K7M 1J8

21OwnerOccupied900-999 ft²Condo ApartmentNoneNo basement21d$632/ft²$4,066 tax/yrNo basement

21 days on market

About this home

The Bayshore | Ultra-Luxury Waterfront LivingAn exquisite expression of modern waterfront luxury, this fully reimagined 2-bedroom, 1-bath residence at the prestigious Bayshore offers an elevated lifestyle framed by uninterrupted views of Lake Ontario. Offered at $599,900, this impeccably renovated suite was completely transformed in 2022, with refined finishes, thoughtful upgrades, and a sophisticated designer sensibility throughout. The signature feature is the expansive 21-foot private waterfr…

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Property details

MLS#: X13504046
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 8
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: B1.62

Roof: Tar and Gravel
Foundation: Poured Concrete
Property features: Clear View, Waterfront

View: Lake, Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Lake Ontario
Shoreline: Unknown
Waterfront features: Breakwater

Condo corp #: 13
Balcony: Open
Locker: None
Association amenities: Community BBQ, Guest Suites, Outdoor Pool, Party Room/Meeting Room, Bike Storage
Fees include: Heat Included, Building Insurance Included, Parking Included, Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Other
Cooling: Wall Unit(s)
Fireplaces: —
Exterior: Brick · Controlled Entry, Year Round Living, Landscaped
Fronting on: —
Cross street: King St
Stories: 4
Utilities: —
Laundry: Coin Operated, Laundry Room
Interior: Carpet Free, Intercom
Parking features: Private

Additional listing data

ListAOR: Kingston & Area Real Estate Association

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP-MASTERS REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13504046

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$600K

Unit 401 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,999✓ $4,066 tax✓ Other✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,882/mo

incl. closing costs (yr 1)

Annual total

$70,580

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$2,441/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$120,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$339/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$98/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $27,315/yr

Property taxes18% $12,541/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,000/yr

Condo fees20% $14,064/yr

Closing costs7% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,315	$2,276/mo
Government & taxes
Property tax	$4,066	$339/mo
Land transfer tax(closing)	$8,475	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Condo fees
Condo / HOA fees	$14,064	$1,172/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,580	$5,882/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs