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$520K · 2 bed Condo Apartment · Unit 302, 3 Heritage Way, Kawartha Lakes, Ontario K9V 5Z1 | HomeSearchCanada

$519,900

Unit 302

68 DOM

2268d

Map

DOM 68

↓ $20K

$519,900

↓ $20K

DOM68days

Unit 302

3 Heritage Way · Kawartha Lakes · Ontario K9V 5Z1

MLS® X13500622 · Lindsay · K9V 5Z1

22Vacant1000-1199 ft²Condo Apartment1-car UndergroundNo basement68d$473/ft²$3,311 tax/yrNo basement

68 days on market

About this home

Enjoy the ease of low-maintenance living in one of Lindsay's most sought-after condominium communities, Heritage Gardens. This spacious and meticulously maintained 2-bedroom, 2-bathroom suite offers over 1,000 square feet of comfortable living space, complete with underground parking and the peace of mind of a quiet, well-managed building-ideal for downsizers seeking convenience without compromising on space. The bright, open-concept living and dining area is filled with natural light and featur…

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Property details

MLS#: X13500622
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 21
Balcony: Open
Locker: Exclusive
Fees include: Water Included, Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 7 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Colborne St. West and Heritage Way
Stories: 3
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Water Heater Owned, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $539,900 to $519,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Revel Realty Inc.

Source: TRREB/PROPTX · MLS® X13500622

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$520K

Unit 302 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,900✓ $3,311 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,955/mo

incl. closing costs (yr 1)

Annual total

$59,458

year 1

Mortgage only

$1,972/mo

principal + interest

Beyond mortgage

$1,951/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$276/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,668/yr

Property taxes17% $10,184/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,199/yr

Condo fees16% $9,747/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,668	$1,972/mo
Government & taxes
Property tax	$3,311	$276/mo
Land transfer tax(closing)	$6,873	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,199	$433/mo
Condo fees
Condo / HOA fees	$9,747	$812/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,458	$4,955/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 302

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs