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$479K · 2 bed Common Element Condo · Pine Ridge, Guelph | MyPropertyScout

$479,000

Unit LL08

25 DOM

2225d

Map

DOM 25

$479,000

DOM25days

Unit LL08

25 Kay Crescent · Guelph · Ontario N1L 0P2

MLS® X13498164 · Pine Ridge · N1L 0P2

22OwnerOccupied900-999 ft²Common Element CondoNoneNo basement25d$504/ft²$4,139 tax/yrNo basement

25 days on market

About this home

Welcome to your new home in Guelphs South end! This beautifully maintained 2-bedroom, 2-bathroom condo offers the rare advantage of a private terrace with direct walkout access to the building's green space, perfect for pet owners, entertaining guests, or enjoying your morning coffee outdoors. Inside, thoughtful upgrades add both style and function, including custom closet organizers, a full-size upgraded washer and dryer, new window coverings and blinds, upgraded lighting fixtures in the primar…

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Property details

MLS#: X13498164
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Common Element Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Level, Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 236
Balcony: Enclosed
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Exercise Room, Party Room/Meeting Room
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Wood
Fronting on: —
Cross street: Kay Cres & Dallan Dr
Stories: —
Utilities: —
Laundry: Laundry Room
Interior: Countertop Range, Separate Hydro Meter, Water Heater
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13498164

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$479K

Unit LL08 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $4,139 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,502/mo

incl. closing costs (yr 1)

Annual total

$54,026

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,722/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$345/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,806/yr

Property taxes19% $10,194/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,790/yr

Condo fees12% $6,576/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$4,139	$345/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$6,576	$548/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,026	$4,502/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit LL08

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs