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$1.25M · 4+1 bed Detached Condo · Rural Flamborough, Hamilton | MyPropertyScout

$1,250,000

4 Valley Ridge Lane

24 DOM

4+1424d

Map

DOM 24

$1,250,000

DOM24days

4 Valley Ridge Lane

Hamilton · Ontario L8N 2Z7

MLS® X13497942 · Rural Flamborough · L8N 2Z7

4+14OwnerOccupied2250-2499 ft²Detached Condo2-car AttachedFull, Finished24d$526/ft²$7,487 tax/yrBuilt 200323 yrs oldFull, Finished

24 days on market

About this home

Welcome to Stonebrook Estates, a master-planned community in the village of Carlisle. Surrounded by trails and green space, this well-maintained 2,418 sq. ft. home offers 4+1 bedrooms, 2 full baths, and 2 half baths. The centre hall floor plan feat a private den/office, formal dining room, and an inviting living room with an electric fireplace. The custom Barzotti kitchen is beautifully appointed with quartz countertops, soft-close cabinetry, under-cabinet lighting, built-in appliances, a gas co…

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Property details

MLS#: X13497942
Status: Buy Now
Property class: Residential Condo & Other
Beds: 4+1
Baths: 4 full, 0 half
Rooms: 8 + 1
Kitchens: 1
Size: 2250-2499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Detached Condo
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Main; 3 pc · Main; 2 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: A2 EXCEPTION 90

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Fenced Yard, School Bus Route

Fireplaces: 2
Fireplace features: Family Room, Living Room, Electric

Condo corp #: 363
Balcony: None
Locker: None
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Landscaped
Fronting on: —
Cross street: Needlepine
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Laundry level: Lower Level
Interior: Auto Garage Door Remote, Built-In Oven, Carpet Free, Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13497942

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$1.25M

4 Valley Ridge Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,250,000✓ $7,487 tax✓ Gas✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,677/mo

incl. closing costs (yr 1)

Annual total

$116,124

year 1

Mortgage only

$4,742/mo

principal + interest

Beyond mortgage

$2,687/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$250,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$624/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~2,375 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $56,905/yr

Property taxes25% $28,962/yr

Utilities4% $4,157/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,500/yr

Condo fees6% $6,900/yr

Closing costs4% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,905	$4,742/mo
Government & taxes
Property tax	$7,487	$624/mo
Land transfer tax(closing)	$21,475	$1,790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,097	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,500	$1,042/mo
Condo fees
Condo / HOA fees	$6,900	$575/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$116,124	$9,677/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4 Valley Ridge Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs