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$360K · 3+1 bed Condo Townhouse · South X, London South | MyPropertyScout

$359,900

Unit 108

24 DOM

3+1224d

Map

DOM 24

$359,900

DOM24days

Unit 108

1725 Ernest Avenue · London · Ontario N6E 2W3

MLS® X13497798 · South X · N6E 2W3

3+12OwnerOccupied1400-1599 ft²Condo Townhouse1-car OtherFull, Finished24d$240/ft²$2,012 tax/yrBuilt 198541 yrs oldFull, Finished

24 days on market

About this home

Tucked into a quiet corner of a well-managed White Oaks community, this stylish, carpet-free townhouse offers 3+1 bedrooms, modern updates, and a smart, functional layout. The main floor features spacious open-concept living and dining areas with upgraded lighting, fresh neutral paint, and a walkout to a private, fully fenced courtyard patio with low-maintenance composite decking-perfect for relaxing or entertaining. Upstairs, you'll find three bright and generously sized bedrooms, including an…

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Property details

MLS#: X13497798
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3+1
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Library, Park, Public Transit, School, School Bus Route

Condo corp #: 269
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Other
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Shingle
Fronting on: —
Cross street: Southdale Road and Ernest Ave
Stories: 1
Utilities: —
Laundry: Ensuite, Gas Dryer Hookup, Laundry Room
Interior: Storage, Water Heater, Water Meter
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13497798

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$360K

Unit 108 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,900✓ $2,012 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,454/mo

incl. closing costs (yr 1)

Annual total

$41,449

year 1

Mortgage only

$1,365/mo

principal + interest

Beyond mortgage

$1,308/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$168/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,874

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $16,384/yr

Property taxes14% $5,886/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,599/yr

Condo fees12% $4,920/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,384	$1,365/mo
Government & taxes
Property tax	$2,012	$168/mo
Land transfer tax(closing)	$3,874	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,599	$300/mo
Condo fees
Condo / HOA fees	$4,920	$410/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,449	$3,454/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 108

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs