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$425K · 2 bed Condo Townhouse · Unit B1, 10 Palace Street, Kitchener, Ontario N2E 0J3 | HomeSearchCanada

$424,900

Unit B1

26 DOM

2226d

Map

DOM 26

$424,900

DOM26days

Unit B1

10 Palace Street · Kitchener · Ontario N2E 0J3

MLS® X13497330 · N2E 0J3

22OwnerOccupied1000-1199 ft²Condo TownhouseNoneOther26d$386/ft²$3,120 tax/yrOther

26 days on market

About this home

This is the largest one level unit at Parkside Urban Towns! The 'Tanner' was a one-off due to the irregular corner restrictions of the development. The bonus for you? A huge living room/ kitchen area with 9' ceilings as well as the largest master suite and walk-in closet offered. Ideal for individuals or small families seeking urban convenience without sacrificing style. Upon entry, you discover an luminous living and kitchen area featuring upgraded stainless steel appliances and an elegant brea…

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Property details

MLS#: X13497330
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Other
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc; 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 763
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Strausburg
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Softener
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13497330

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$425K

Unit B1 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $424,900✓ $3,120 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,920/mo

incl. closing costs (yr 1)

Annual total

$47,040

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,435/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$260/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $19,343/yr

Property taxes17% $8,093/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,249/yr

Condo fees10% $4,694/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,343	$1,612/mo
Government & taxes
Property tax	$3,120	$260/mo
Land transfer tax(closing)	$4,973	$414/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,249	$354/mo
Condo fees
Condo / HOA fees	$4,694	$391/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,040	$3,920/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B1

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs