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$739,000
795 Laurelwood Drive · Waterloo · Ontario N2V 0A3
119 days on market
Beautiful family home offers spacious layout throughout with a extra large living area. Situated in a quiet cul-de-sac with privacy surrounded by mature trees and landscaping. Beautiful curve appeal complex. This unit really good size 3 bedrooms upstairs with a cozy study or a tv room. This home has extra large garage compared to other units in the complex with tall ceiling to create more storage. The laundry room spacious behind the kitchen and there is a spacious separate pantry. The kitchen…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $30KPrice reduction
MLS shows the seller reduced the asking price by $30,000 (from $769,000 to $739,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: EXP REALTY
Source: TRREB/PROPTX · MLS® X13496142
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,642 | $2,804/mo |
| Government & taxes | ||
| Property tax | $4,642 | $387/mo |
| Land transfer tax(closing) | $11,255 | $938/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,390 | $616/mo |
| Condo fees | ||
| Condo / HOA fees | $3,768 | $314/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $71,357 | $5,946/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.