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$440K · 1 bed Condo Townhouse · Picton Ward, Prince Edward County | MyPropertyScout

$439,800

Unit 5

25 DOM

1225d

Map

DOM 25

$439,800

DOM25days

Unit 5

1 Rosemary Court · Prince Edward County · Ontario K0K 2T0

MLS® X13495754 · Picton Ward · K0K 2T0

12OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFull25d$400/ft²$2,875 tax/yrBuilt 200323 yrs oldFull

25 days on market

About this home

Set within one of Picton's most desirable adult lifestyle communities, this beautifully renovated townhome bungalow offers effortless one-level living with the added flexibility of a lower level. Thoughtfully updated throughout, including a new furnace for added comfort, the home welcomes you with new flooring, a bright, airy interior, and a seamless layout designed for both everyday comfort and easy entertaining. At the heart of the home, the open-concept kitchen and living spaces flow naturall…

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Property details

MLS#: X13495754
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R3-16

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Hospital, Library, Place Of Worship, Rec./Commun.Centre, Marina

View: Downtown, Trees/Woods

Condo corp #: 7
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Awnings, Patio, Year Round Living
Fronting on: —
Cross street: Cold Storage Road and Rosemary Court
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor, Sewage Pump, Solar Tube, Sump Pump, Water Heater
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Chestnut Park Real Estate Limited

Source: TRREB/PROPTX · MLS® X13495754

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$440K

Unit 5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,800✓ $2,875 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,111/mo

incl. closing costs (yr 1)

Annual total

$49,334

year 1

Mortgage only

$1,668/mo

principal + interest

Beyond mortgage

$1,545/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,398/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,271

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,022/yr

Property taxes17% $8,146/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,398/yr

Condo fees12% $6,108/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,022	$1,668/mo
Government & taxes
Property tax	$2,875	$240/mo
Land transfer tax(closing)	$5,271	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,398	$367/mo
Condo fees
Condo / HOA fees	$6,108	$509/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,334	$4,111/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs