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$580K · 3 bed Condo Apartment · Unit 402, 501 Frontenac Street, Kingston, Ontario K7K 4L9 | HomeSearchCanada

$579,900

Unit 402

71 DOM

3271d

Map

DOM 71

Waterfront

$579,900

DOM71days

Unit 402

501 Frontenac Street · Kingston · Ontario K7K 4L9

MLS® X13495648 · 14 - Central City East · K7K 4L9

32TenantOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement71d$527/ft²$4,793 tax/yrNo basement

71 days on market

About this home

Experience the best of downtown Kingston living in this bright and well-appointed corner unit. Ideally situated just steps from Queen's University, Kingston General Hospital, shopping, dining, and the city's vibrant waterfront, this location offers exceptional convenience for professionals, students, and investors alike. Positioned on the desirable southwest corner of the building, this fourth-floor unit is filled with natural sunlight throughout the day. The thoughtfully designed layout feature…

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Property details

MLS#: X13495648
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Hospital, Lake/Pond, Library, Public Transit, School, Arts Centre

Waterfront: Yes

Condo corp #: 84
Balcony: Juliette
Locker: None
Association amenities: Community BBQ, Gym, Rooftop Deck/Garden, Party Room/Meeting Room, Elevator
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Exterior: Brick Front
Fronting on: —
Cross street: Princess Street & Frontenac Street
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Kingston & Area Real Estate Association

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13495648

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$580K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,900✓ $4,793 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,332/mo

incl. closing costs (yr 1)

Annual total

$63,986

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$2,001/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$399/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $26,400/yr

Property taxes20% $12,866/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,799/yr

Condo fees13% $8,262/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,400	$2,200/mo
Government & taxes
Property tax	$4,793	$399/mo
Land transfer tax(closing)	$8,073	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,799	$483/mo
Condo fees
Condo / HOA fees	$8,262	$689/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,986	$5,332/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs