Loading neighbourhood intel…
Loading neighbourhood intel…
$399,900
DOM65days12 St Andrew Street · Norfolk · Ontario N0A 1N1
65 days on market
Attractively priced, Ideally located 1 bedroom, 1 bathroom sought after ground floor unit in well maintained and run Condo building. Enjoy stunning views and easy access to Port Dover's popular downtown core this maintenance free unit is Ideal for the first time Buyer, those looking to downsize and for convenient main floor living, or those looking to retire in style & enjoy "locking the door" & enjoying time away travelling. The flowing, open concept interior layout is highlighted by 744 sq ft…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX ESCARPMENT REALTY INC.
Source: TRREB/PROPTX · MLS® X13494724
Do you own a home in Norfolk?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,205 | $1,517/mo |
| Government & taxes | ||
| Property tax | $2,688 | $224/mo |
| Land transfer tax(closing) | $4,474 | $373/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,999 | $333/mo |
| Condo fees | ||
| Condo / HOA fees | $5,088 | $424/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $45,114 | $3,759/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.