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$486K · 2 bed Condo Apartment · Cambridge | MyPropertyScout

$486,000

Unit 402

25 DOM

2225d

Map

DOM 25

$486,000

DOM25days

Unit 402

408 Dundas Street · Cambridge · Ontario N1R 8H7

MLS® X13492646 · N1R 8H7

22Vacant800-899 ft²Condo ApartmentNoneNo basement25d$572/ft²$3,850 tax/yrNo basement

25 days on market

About this home

Welcome to your brand new condo in a chic 4-storey boutique-style building, where modern elegance meets everyday convenience. Thoughtfully designed with soaring 9-foot ceilings, contemporary finishes, and an open-concept layout, this stunning unit offers the perfect blend of style and functionality.The sleek modern kitchen features smooth-closing cabinetry, quartz countertops, and premium stainless steel appliances, creating an ideal space for cooking and entertaining. Expansive windows fill the…

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Property details

MLS#: X13492646
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Place Of Worship, School, Hospital, Public Transit

Condo corp #: 793
Balcony: Terrace
Locker: None
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Dundas St.S & Franklin Blvd
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Oakville, Milton & District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Sotheby's International Realty Canada, Brokerage

Source: TRREB/PROPTX · MLS® X13492646

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$486K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $486,000✓ $3,850 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,544/mo

incl. closing costs (yr 1)

Annual total

$54,530

year 1

Mortgage only

$1,844/mo

principal + interest

Beyond mortgage

$1,726/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,200

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,860/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,195

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,125/yr

Property taxes18% $10,045/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,860/yr

Condo fees13% $6,840/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,125	$1,844/mo
Government & taxes
Property tax	$3,850	$321/mo
Land transfer tax(closing)	$6,195	$516/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,860	$405/mo
Condo fees
Condo / HOA fees	$6,840	$570/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,530	$4,544/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs