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$600K · 2 bed Condo Townhouse · 540 - Grimsby Beach, Grimsby | MyPropertyScout

$599,900

Unit 11

26 DOM

2326d

Map

DOM 26

Waterfront

$599,900

DOM26days

Unit 11

510 North Service Road · Grimsby · Ontario L3M 0C9

MLS® X13491792 · 540 - Grimsby Beach · L3M 0C9

23OwnerOccupied1400-1599 ft²Condo TownhouseNoneNo basement26d$400/ft²$3,517 tax/yrBuilt 201313 yrs oldNo basement

26 days on market

About this home

Welcome to the sought-after Grimsby on the Lake community, where modern living meets lakeside convenience. This bright and spacious 1,538 sq. ft. end-unit townhome offers additional windows and abundant natural light throughout. Thoughtfully designed for comfortable everyday living and entertaining, the open-concept main level features an upgraded kitchen with an impressive massive kitchen island with seating for six, upgraded countertops, extensive cabinetry, and exceptional storage. The genero…

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Property details

MLS#: X13491792
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 3
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 3-Storey
Type: Condo Townhouse
Year built: 2013

Occupancy: Owner Occupied
Washrooms: 2 pc; 3 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: 56,S

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Lake Access, Lake/Pond, Marina, Park

Waterfront: Yes

Condo corp #: 248
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: WINSTON RD
Stories: 1
Utilities: —
Laundry: In Hall, Inside, Laundry Closet
Laundry level: Upper Level
Interior: On Demand Water Heater, Water Heater
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13491792

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$600K

Unit 11 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,517 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,955/mo

incl. closing costs (yr 1)

Annual total

$59,458

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,515/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$293/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,310/yr

Property taxes20% $11,990/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees6% $3,499/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,517	$293/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$3,499	$292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,458	$4,955/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 11

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs