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$539K · 2 bed Condo Townhouse · Waterloo | MyPropertyScout

$539,000

Unit 12

26 DOM

2326d

Map

DOM 26

$539,000

DOM26days

Unit 12

142 Foamflower Place · Waterloo · Ontario N2V 0G9

MLS® X13488898 · N2V 0G9

23OwnerOccupied1200-1399 ft²Condo TownhouseNoneNo basement26d$415/ft²$3,315 tax/yrBuilt 20233 yrs oldNo basement

26 days on market

About this home

Welcome to this meticulously maintained, turn-key stacked townhouse in Waterloo's highly sought-after Vista Hills community! Built by Activa, this "Viola" layout has been lovingly cared for by its original and sole owner, showing true pride of ownership. Step inside to discover a bright,open-concept layout elevated by a complete premium interior renovation upon move-in. The main floor boasts 9-foot ceilings and features a stunning, fully upgraded modern kitchen with high-end countertops, custom…

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Property details

MLS#: X13488898
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 3 + 1
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 2 pc · Second; 3 pc · Third; 4 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R9 R6-FT

Roof: Flat
Foundation: Poured Concrete

View: Park/Greenbelt

Condo corp #: 797
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Brick Front
Fronting on: —
Cross street: Columbia St & Platinum Dr
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Laundry level: Upper Level
Interior: Auto Garage Door Remote, ERV/HRV, Water Heater, Water Softener
Parking features: Private, Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13488898

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$539K

Unit 12 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,000✓ $3,315 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,623/mo

incl. closing costs (yr 1)

Annual total

$55,472

year 1

Mortgage only

$2,045/mo

principal + interest

Beyond mortgage

$1,515/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$276/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $24,538/yr

Property taxes19% $10,570/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,390/yr

Condo fees8% $4,315/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,538	$2,045/mo
Government & taxes
Property tax	$3,315	$276/mo
Land transfer tax(closing)	$7,255	$605/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,390	$449/mo
Condo fees
Condo / HOA fees	$4,315	$360/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,472	$4,623/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 12

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs